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[多选题]

关于托收业务中,以下描述错误的有()。

A.跟单托收是指附有金融单据和发票等商业票据

B.托收属银行信用,托收银行与代收银行对托收的款项能否收到承担责任

C.托收属商业信用,托收银行与代收银行对托收的款项能否收到不承担责任

D.光票托收广泛用于非贸易结算

E.跟单托收广泛用于非贸易结算

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