巴塞尔委员会在新协议第三支柱中规定,风险报告的披露应该每（）进行一次。

If I have improved in any way, I owe ______ all to you.

A．any

B．/

C．it

D．some

()the ABS, our car would crash on the highway.

A、Above all

B、Owe to

C、With

D、But for

What do CHR and Darnton Paints have in common？

A．They have both seen an improvement in their financial position.

B．They both used to be leading companies in their fields.

C．They were both performing badly due to increased competition.

A: I'm granted a full scholarship for this semester. B: ______

A．Congratulations. That's something.

B．It's very nice of you to say so.

C．Actually, you owe it all to your friends.

D．I'm flattered.

What do people say in tile first part？

A．They talk about dm weather.

B．They tell people their nances.

C．They say goodbye to each other.

What does the author say about the effect of nicotine on smokers？

A) it threatens their health

B) it heightens their spirits

C) it suppresses their appetite

D) it slows down their metabolism

Many people say 'no' to a suggestion in the beginning to

A.convince the other party of their point of vie

B.show they are not really intereste

C.indicate they wish to take the easy optio

D.protect their company's situatio

听力原文：W: Anything else, sir？

M: That's all for now. How much do I owe you？

Q: What is the probable relationship between the two speakers？

(4)

A．Teacher and student.

B．Saleswoman and customer.

C．Husband and wife.

D．Policeman and criminal.

A．borrow

B．owe

C．invest

D．lend