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目前我国银行信贷管理一般实行集中授权管理、统一授信管理、（)、贷款管理责任制相结合，以切实防范、

目前我国银行信贷管理一般实行集中授权管理、统一授信管理、()、贷款管理责任制相结合，以切实防范、控制和化解贷款业务风险。

A．审贷分离、分级审批

B．审贷结合、分级审批

C．审贷结合、集中审批

D．审贷分离、集中审批

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