有利于急性白血病的确诊

A．Rediscounting

B．Interbank discounting

C．Mortgage

D．Asset securitization

The most common sources of short-term funds are___.

A、trade credit

B、bank loans

C、commercial paper

D、factoring accounts receivable

A、state-owned commercial bank

B、joint-equity commercial bank

C、local commercial bank

D、central commercial bank

As a lender of last resort, the function of the central bank is to______.

A．increase the supply of currency by printing as many notes as the public desires in a period of financial panic

B．provide additional reserves to the banking system through the discount mechanism in periods of liquidity shortages

C．lend funds to any commercial bank unable to obtain liquidity to make a loan

D．lend funds to the federal government in periods of budgetary deficits

What is the main idea of the news item？

A．The United Nations shows great concern over the agriculture in developing countries.

B．The World Bank is the main organization to provide funds for agriculture.

C．There are not enough funds to help agriculture adapt to climate change.

D．The UN Climate Change Conference is being held in Mexico.

It can be inferred that ______.

A．the People's Bank and commercial banks do not function properly

B．the People's Bank of China has an upper hand over the commercial banks

C．the two banks operate in a low efficiency

D．the People's Bank operates at a loss while the commercial banks operates at a profit

A、A Collecting checks, drafts, and other credit instruments.

B、B Making credit investigation of firms that borrow in the open market.

C、C Providing banks with foreign exchange facilities, including commercial and traveler’s checks.

D、D Providing banks with funds/loans in case of need.

Commercial bank deposits with the central bank are part of the bank's______.

A．net worth

B．demand deposits

C．loan portfolio

D．reserves

re the source of short-term finance, and for small firms, they can also turn to commercial banks when they have difficulties in revolving. Lines of credit may be obtained【C1】______commercial banks as a possible way of【C2】______that the firm has Jan【C3】______source of short-term finance.

In general,【C4】______banks can increase the effective rate of【C5】______that they earn on a loan by requiring a【C6】______to maintain compensating balances, by discounting the【C7】______in advance(i.e.deducing the interest at the beginning of the loan), or【C8】______requiring installment payments. However, commercial bank loans may still be cheaper than other【C9】______of short-term finance such as trade credit.

Trade credit is【C10】______to suppliers and is a【C11】______source of finance. Many small firms use it【C12】______there is no other source of funds【C13】______to them. The borrower may also be【C14】______of its true cost which is【C15】______more expensive than short-term loans from commercial【C16】______

Commercial paper is unsecured short-term debt. It is usually【C17】______by large credit-worthy corporations as【C18】______source of short-term funds. The【C19】______interest rate is usually lower【C20】______comparable commercial bank loans.

【C1】

A．from

B．with

C．through

D．in