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【单选题】Solutions to the moral hazard problem include

A、high net worth.

B、monitoring and enforcement of restrictive covenants.

C、greater reliance on debt contracts and less on equity contracts.

D、all of the above.

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第1题

【单选题】One way of describing the solution that high net worth provides to the moral hazard problem is to say that it

A、collateralizes the debt contract.

B、makes the debt contract incentive compatible.

C、state verifies the debt contract.

D、does none of the above.

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第2题

【单选题】Financial crises

A、are major disruptions in financial markets that are characterized by sharp declines in asset prices and the failures of many financial and nonfinancial firms.

B、occur when adverse selection and moral hazard problems in financial markets become more significant.

C、frequently lead to sharp contractions in economic activity.

D、all of the above.

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第3题

One of the things that employers can do to lessen the moral hazard problem involving their employees is to pay them in advance for their work.()

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第4题

【单选题】If bad credit risks are the ones who most actively seek loans and, therefore, receive them from financial intermediaries, then financial intermediaries face the problem of

A、moral hazard.

B、adverse selection.

C、free-riding.

D、costly state verification.

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第5题

At first glance, a forest appears to be a haphazard collection of trees, shrubs, vines, and flowers.

A.random

B.total

C.graded

D.natural

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第6题

From the second paragraph, we can infer that the major reason for road hazards is that

A.the global positioning system is not advanced enough.

B.the volume of freight traffic on the roads is too heavy.

C.the bigger truckers are not so flexible and efficient.

D.the trucks and tunnels are too heavily loaded.

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第7题

【填空题】1. Your appointment will take ____ from 1s...

【填空题】1. Your appointment will take ____ from 1st July. A. action B. hold C. effect D. place 2. His irresponsible behavior put the lives of all the workers in____. A. risk B. alarm C. hazard D. jeopardy 3. We were asked to ____ from smoking until the plane was airborne. A. resist B. restrain C. restrict D.refrain 4. By the end of the month our only hopes of success ____ in recruiting more extra help. A. lay B. consist C. stood D. arose 5. Educators agree that sport provides an ____ for an adolescent’s feelings of aggression or frustration. A. overflow B. outlet C. exhaust D. exit 6. It was felt that these intellectual snobs lacked the __to pursue a difficult task to the end. A. commitment B. engagement C. obligation D. persuasion 7. The tap is ____ because it needs a new washer. A. dribbling B. ripping C. running D. dripping 8. The doorway of the Eskimo igloo was so low that we had to ____ down to enter. A. incline B. bend C. drop D. bow 9. The artifacts displayed in the museum will ____ the imagination of succeeding generations of artists. A. fire B. heat C. burn D. raise 10. The case of the brutal killing of the black people was____ by the judge for lack of evidence. A. discarded B. disallowed C. abandoned D. dismissed

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第8题

【C14】

A.approaches

B.exposures

C.hazards

D.laziness

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第9题

【C20】

A.hazard

B.factor

C.effect

D.occasion

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第10题

The limit on the deposit insurance coverage also serves to maximize moral hazard on the part of the depositors.

A.True

B.False

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