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[判断题]

A loan commitment is an agreement to provide a loan up to a certan dollar amount if a customer requests the loan during a specific time period.

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更多“A loan commitment is an agreem…”相关的问题

第1题

听力原文：M: How to decide the amount of the loan granted to a banker's customer?

W: The banker will examine the detailed financial statements of the customer before making a decision.

Q: What should a banker do before a loan is made?

(13)

A．To make a decision quickly.

B．To make friends with the customer.

C．To know the position of the customer.

D．To examine the details of the financial statements.

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第2题

听力原文：Often a loan is made for 95% of the value of the property to be purchased leaving the buyer to provide 5% as a deposit.

(28)

A．The buyer has to pay 5% of the value of the property to be bought in the first place, and pay the rest of the amount on installment with the loan.

B．If the buyer makes a deposit of 95% of the property to be purchased, there will be a 5% discount for the original value.

C．If the buyer makes a deposit of 5% of the loan, he can have the property to be bought at a 95% discount.

D．The buyer has to pay 5% of the loan as a deposit in the first place, and then pay the rest of it to the property management.

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第3题

What does the bank do when customers buy something using a bank credit card?

A．It imprints the card details on to a sales voucher.

B．It pays the store for the purchases made by customers.

C．It sends customers the purchases within 25 days.

D．It sends customers the purchases which shows the amount of money they will pay.

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第4题

Mount. Huangshan is an ideal summer resort, in which you won’t feel cold in winter. ( )

参考答案：错误

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第5题

?Read the text below about business on line．

?For each question(31-40)，write one word in CAPITAL LETTERS on your Answer Sheet．

Internet：A Cost．effective Way to Promote Business

The Internet is changing the way people shop and purchase goods．It has created a new market with great opportunities for people running a small home-business and gives them a big edge over the typical retail establishment．Before．if a customer wanted to buy a stereo，for example，they had to jump into their car，go to a (31) stores to see who has the best price，deal with the traffic and wait in long lines，then make the purchase．With the Internet， (32) is done right from the comfort of the consumer's home．They simply point＆click．There is (33) limit to the amount of business that a web merchant can bring in from on-liue sales and it can be done right from your home．You are not 1imited to state or national boundaries．The whole World is your customer base!Compared to say a local flower shop (34) is limited to only the customers within that general area．The World Wide Web has created an avenue for individuals to set up shop and generate high profits (35) the expensive overhead costs of a brick and mortar storefront．It has given an opportunity for small businesses to present the appearance of a large，well-established company，which puts (36) on a level playing field to compete (37) the larger companies．It is a low-maintenance low-cost form. of advertising your products and services．To get and set up with your own on-line store is extremely easy and cheap．In fact，it's the most cost-effective way to reach many thousands of buyers (38) the globe．Having a website is a must for (39) company doing business today to remain competitive and offer convenience to (40) customers．If you don't have a website，chances are your competitors will，and they will make the sale．

(32)

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第6题

?Read the article below about business on line.

?For each question 31—40, write one word in CAPITAL LETTERS on your Answer Sheet.

INTERNET: A COST-EFFECTIVE WAY TO PROMOTE BUSINESS

The Internet is changing the way people shop and purchase goods. It has created a new market WITH great opportunities for people running a small home-business and gives them a big advantage over the typical retail establishment. Before, if a customer wanted to buy a stereo for example, they had to jump into their car, go to a (31) stores to see who has the best price, deal with the traffic and wait in long lines, then make the purchase. With the Internet, (32) is done right from the comfort of the consumer's home. They simply point & click. There is (33) limit to the amount of business that a web merchant can bring in from on-line sales and it can be done right from your home. You are not limited to state or national boundaries. The whole world is your customer base! Compared to say a local flower shop (34) is limited to only the customers within that general area.

The World Wide Web has created an avenue for individuals to set up shop and generate high profits (35) the expensive overhead costs of a brick and mortar storefront. It has given an opportunity for small businesses to give the appearance of a large, well-established company, which puts (36) on a level playing field to compete (37) the larger companies. It is a low-maintenance low-cost form. of advertising your products and services. To get set up with your own on-line store is extremely easy and inexpensive. In fact, it's the most cost-effective way to reach many thousands of buyers (38) the globe. Having a website is a must for (39) company doing business today to remain competitive and offer convenience to (40) customers. If you don’t have a website, chances are your competitors will, and they will make the sale.

(31)

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第7题

______is the ratio of the amount of the mortgage loan to a property's appraised value.

A．Mortgage ratio

B．Liabilities to net worth ratio

C．Loan-to-value ratio

D．Principal-to-price ratio

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第8题

To provide extra revenue for improving city bus service, the mayor of Greenville proposed a fare increase. The director of the bus service, however, pointed out that the previous bus fare increase had resulted in so many regular riders abandoning the bus system altogether that revenues from bus service had decreased. Another fare increase, the director argued, would only lead to another revenue drop. The director s argument depends on which of the following assumptions?

A．The previous fare increase was the same amount as the proposed fare increase.

B．Fare increases do not necessarily lead to lower revenues from city bus service.

C．A decrease in fares would result in increased ridership and increased revenues from bus service.

D．The fare increase would make Greenville" s bus service much more expensive than bus services in other comparable cities.

E．Some of the people currently using the bus have the option of not traveling by bus.

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第9题

The IASB’s Conceptual framework for financial reporting defines recognition as the process of incorporating in the financial statements an item which meets the definition of an element and satisfies certain criteria.

Which of the following elements should be recognised in the financial statements of an entity in the manner described?

A.As a non-current liability: a provision for possible hurricane damage to property for a company located in an area which experiences a high incidence of hurricanes

B.In equity: irredeemable preference shares

C.As a trade receivable: an amount of $10,000 due from a customer which has been sold (factored) to a finance company with no recourse to the seller

D.In revenue: the whole of the proceeds from the sale of an item of manufactured plant which has to be maintained by the seller for three years as part of the sale agreement

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