受益人证明的出单时间不能早于信用证规定的所属证明事件的发生时用，也不能晚于信用证规定的交单时间。

()是一种由出口商自己出具的证明，以便证明自己履行了信用证规定的责任或证明自己按信用证的要求办理相关业务，如产品品质、运输包装、按要求寄单等事项。

A、发送装运通知证明

B、受益人证明

C、寄单证明

D、寄样证明

备用信用证是跟单信用证。当开证申请人未能如期按合同条款履约时，凭受益人出具的完全符合信用证条款规定的汇票及/或证明申请人违约的书面文件，开证行即应履行担保责任。(  )

制作受益人证明等附属单证时，必须注意(  )。

  A．单证名称和出具人签署应符合信用证要求

  B．单证内容应符合信用证要求，并与其他单证相关内容不矛盾

  C．应该至少提供1份正本

  D．应注明出单日

备用信用证的受益人要求开证人承担信用证的付款责任时要出具()。

A、提单

B、发票

C、债务人违约证明书

D、保险单据

如果信用证要求提供产地证，而对签发人没有作出明确规定的，可以由受益人自行签发相应的产地证明。(  )

备用信用证一般只凭受益人出具的说明开证申请人未能履约的证明文件，开证银行即保证付款。(  )

[案例]

  审核下列信用证，并指出：(1)信用证的主要当事人；(2)信用证的种类；(3)信用证的错误。

  

汇丰银行

  致：中国中国银行北京分行  日期：2006年9月8日

                号码：472/6388

  开证金额：USD4250

  不可撤销信用证

  兹开立以贵行为受益人，出口人为中国达远进出口公司，以Ban Thong Co Ltd.为开证申请人，总金额为US Dollars Four Thousand Two Hundred and Fifty Only。由受益人开立见票后30天付款的汇票，以我行为付款人，支取100%发票金额的货款，并随付下列单据：

  出口人中国达远进出口公司开立的商业发票一式三份；全套已装船清洁提单；保险单；以电报副本证明装运下列货物：

  5000千克“好运牌”染料，每千克USD8.5 CFR HongKong，不许分批，不许转船。

  交单日期：2006年10月8日前。装船不迟于2006年10月6日。

                     汇丰银行经理

当买方收到受损货物，要提出索赔时，可以作为索赔依据的是（ ）

A.商检证明

B.原产地证明

C.受益人申明

D.信用证

审单操作：根据所给信用证和单据进行审核，找出单据的不符点。

  随附信用证、汇票、发票、提单、正本提单、装箱单、受益人证明如下：

  ADVICE OF A THIRD BANK'S DOCUMENTARY CREDIT

                           Logical terminal 1068

                           Func SWPR3

                           Umr 09435888

  M SGACK DWS7651AUTH OK, KEY B 102012029FA93E8, BKCHCNBJ NOS CHKHH RECORD

  BASIC HEADER    F 01BKCHCNBJA3000607130878

  APPLICA'rION HEADER 07101202020308NOSCHKHHA × × × 6526649805

            0203081202N BANK OF NOVA SCOTIA, HONGKONG

  ADVISING BANK:  BANK OF CHINA, SHANGHAI BRANCH, ZHONGSHAN

             DONG 1LU 23, SHANGHAI, CHINA

  USER HEADER    SERVICE CODE  103:

           BANK. PRIORITY 113:

           MSC USER REF.  108:

           INFO. FROM CI  115:

  FORM OF DOC. CREDIT    40A: IRREVOCABLE TRANSFERABLE

                WITHOUT OUR CONFIRMATION

  SF,NDER'S REF.       *23: LCADV - SEB/30275

  DOC. CREDlrr NUMBER     *20: SEB/30275

  DATE OF ISSU        31C: 020308

  EXPIRITY          *31D: DATE 020326PLACE HONGKONG

  ISSUINC BANK         52D: SEB HONCKONG TRADE SERVICES LTD.

                 L/C PROC,F.SSINC CENTRE

                 25/F UNITED CENTRE

                 95QUEENSWAY, HONGKONC

  APPLICANT          *50: AHLENS FAR EAST LIMITED

                    SUITES 908-9, TOWER 1, HK CITY

                    CHINA. 33CANTON ROAD, T. S.T.

                    KLN., HONCKONC

  BENEFICIARY         * 59: SHANCHAI OVERSEAS IMPORT AND

                    EXPORT CO. , LTD.

                    20^TH/FL, 2000ZHONCSHAN

                    ROAD (N), SHANCHAI, 200063, CHINA

  AMOUNT            '32B: USD23200. 00(U. S. DOLLARS TWENTY

                    THREE THOUSAND TWO HUNDRED ONLY)

  AVAILABLE WITH/BY      * 41D: ANY BANK BY NEGOTIATION

  DRAFTS AT          ' 42C: DRAFTS AT SIGHT FO.R 100PCT OF

                   INVOICE VALUE

  DRAWEE            '42D: L/C ISSUINC BANK

  PARTIAL SHIPMENTS      '43P: PERMITTED

  TRANSHIPMENT         '43T: PERMITTED

  LOADING IN CHARCES      44A: SHANGHAI

  FOR IRANSPORTATION TO    44B: ICD PATPARCANJ, NEW DELHI VIA

                    MUMBA1OR NAVA SHEVA PORT

  DESCRIPT. OF GOODS      45A: 600D POLYESTER TROLLEY CASE

                    ORDER NO. : 1436249-1631444801-163

                    LATFEST SI-IIPMENT DATE: MARCH 16, 2002

                    SHIPPINC TERMS: FOB SHANGHAI

                    SALFE'S TERMS, AS PER INCOTERMS 2000

  DOCUMENTS R EQUIRED     46A :

  (1) SIGNED COMMERC,IAL INVOICE IN SIX COPIES MARKED L/C NO. AND DATE.

  (2) NEUTRAL PACKING LIST IN FOUR COPIES INDICATE TOTAL C． W. , TOTAL N.W. , TOTAL CBM. AND SIZE BREAKDOWN PER COLOR/SIZE AND EACH COLOUR TO BE PACKIED SEPARATELY.

  (3) FULL SET OF CLEAN ON BOARD PLUS TWO SHIPPED ON BOARD N/N COPIES OF BILL OF LADING CONSIGNED TO M. B． OPTICAL INDUSTRIES, 458- 466, SHAMBHUNATH COMPOUND. GALl NO. 8FRIENDS COLONY, C． T. ROAD, SHAHDARA, DELHI 110032(INDIA) . NOTIFY THE SAME AS CONSIGNEE. MARKED" FREICFIT PAYABLE AT DESTINATION" .

  (4) BENEFICIARY CERTIFICATE CERTIFYING THAT ONE COMPLETE SET COPY OF SHIPPING DOCUMENT HAS BEEN SENT TO L/C APPLICANT WITH ATTN TO: SJ-IIPPING DEPT. WITHIN 7DAYS AFTER SHIPMENT. ADDITIONAL CONDITIONS  47A:

  SPCT MORE OR LESS BOTH IN AMOUNT AND QUANTITY PER EACH ORDER IS ACCEPTABLF.

  THIS L/C IS TRANSFERABLE. THE ADVISING BANK IS NOMINATED TO BE TRANSFERRINC BANK. UPON TRANSFER, TRANSFERRINC BANK MUST NOTIFY OPENING BANK BY TESTED TELF,X/SWIFT,

  SHIPMENT MUST NOT BE EFFECTED EARLIIER THAN SHIPMENT DATE.

  ALL DOCUMENTS MUST BE MADE OUT IN ENGLISH VERSION.

  ALL BANKINC CHARGES OUTSIDE HONGKONG AND ISSUING BANK'S CABLE COSTS FOR REIMBURSEMENT ARE FOR BENEFICIARY'S ACCOUNT.

  PARTIAL SHIPMENT IS ALLOWED IN COMPLETE ORDER.

  A DISCREPANCY HANDLING FEE OF USD50.00(OR EQUIVALFJNT) WILLBE LEVIED FOR EACH SET OF DOCUMENTS PRESENTED NOT IN FULL COMPLIANCE WITH THE TERMS AND CONDITIONS OF THE CREDIT. THIS FEE IS FOR THE ACCOUNT OF THE BENEFICIARY AND WILL BE DEDUCTED FROM THE PROCEEDS WHEN PAYMENT IS EFFECTED.

  THIS UC IS CONFIRMED BY SKANDINAVISKA ENSKILDA BANKEN ( SEBBANK SINGAPORE BRANCH), NOT WITHSTANDING THAT THIS CREDI'r is CONFIRMED BY SEB SINGAPORE, ALL DOCUMENTS MUST BE PRESENTED TO SEB HONG KONG TRADE SERVICES LTD. , 25/F, UNITED CENTRE, 95

  QUEENSWAY, HONG KONG INI ONE LOT VIA COURIER SERVICES.

  PRESENTArFION PERIOD   48: DOCUMENTS MUST BE PRESENTED WITHIN 7

                DAYS AFTER THE DATE OF SHIPMENT BUT

                WITHIN VALIDITY OF THE CREDIT.

  CONFIRMATION       * 49: WITHOUT

  INSTRUCTIONS            78:

  PRESENTING BANK IS REQUIRED TO INDICATE THE NUMBER AND DATE OF AMENDMENT (IF ANY) PRESENTED/ACCEPTED ON THE COVERING SCHEDULE.

  THE AMT OF EACH DRAWING/TRANSF'ER MUST BE ENDORSED BY THE PRE SENTING/TRANSFERRING BANK AT THE REWERSE OF THIS CREDIT.

  IN CASE OF TELEX COMMUNICATION, SUCH SHOULD BE SENT TO SWIFT: NOSCHKHH OR TELEX NO. HX74224WITH THE REQUEST TO RELAY MESSAGE TO SEB HONGKONG TRADE SERVICFJS LTD.

  UPON RECEIPT OF CONFORMED DOCUMENTS AT OUR COUNTER (SEB HONGKONG TRADE SERVICES LTD. , HONGKONC), WE SHALL REIMBURSE YOU IN ACCORDANCE WITH YOUR INSTRUCTION,

                            TWO ORIGINALS

  DRAFT

  DRAWN UNDER BANK OF NOVA SCOTIA HONGKONG  L/C NO: SEB/30275

  DATE: 020308 PAYABLE WITH INTEREST @ ______% PER ANNUM

  NO: 2XC4059EXCHANGE FOR USD23200.00SHANGHAI, CHINA MAR.16,

  2002AT SIGHT OF THIS FIRST OF EXCHANGE (SECOND OF THE SAME TENOR

  AND DATE UNPAID) PAY TO THE ORDER OF ______ THE SUM OF

  U. S. DOLLARS TWENTY THREE THOUSAND TWO HUNDRED ONLY.

  TO: SEB HONGKONG TRADE SERVICES LTD. SHANGHAI OVERSEAS IMPORT

  L/C PROCESSING CENTRE 25/F      AND EXPORT CO. , LTD.

  UNITED CENTRE 95QUEENSWAY      SHANCHAI CHINA

  HONGKONG                陈恩光

                       THREE ORIGINALS

                      ONE ORIGINAL AND FIVE COPIES

    SHANGHAI OVERSEAS IMOPORT AND EXPORT CO., LTD,,

  20^TH/FL，2000ZHONGSHANROAD(N)，SHANGHAI，200063，CHINA

                ONE ORICINAL AND THREE COP1ES

      SHANCHAI OVERSEAS IMOPORT AND EXPORT CO. ,LTD. ,

         20^TH/FL, 2000ZHONGSHANROAD (N) ,

           SHANGHAI, 200063, CHINA

               

PACKING LIST

  DATE: MAR.4, 2002

  INVOICE NO. : 2XC4059

  =======================================================================================

  ======================

  POLYESTER TROLLEY CASE   600D POLYESTER TROLLF,Y CASE

  ART. NO. 23381242    ITEM #R069

  C/N0.1-500        SIZE: 46CM     COLOUR: RED

                 200PCS

                SlZE: 46/56/70CM COLOUR: NAVY

                 2005ETS

                SIZE: 56/70CM   COLOUR: BLACK

                 200SETS

         ORDER NO. : 1436249-163  1444801-163

             600PCS

             PACKED IN 500CARTONS

             G. WT. : 6500KGS

             N.WT. : 6000KGS

             MEASUREMENT: 48. 8CBM

  SHANGHAI OVERSEAS IMPORT AND EXPORT CO. , LTD. , SHANGHAI, CHINA

                    陈恩光

                           ONE ORICINAL

      SHANGHAI OVERSEAS IMPORT AND EXPORT CO. , LTD. ,

               20^TH/FL, 2000ZHONGSHANROAD (N),

            SHANCHAI, 200063, CHINA

                        INVOICE NO. : 2X-C4059

                           DATE: MAR. 5, 2002

  WE CERTIFY THAT ONE COMPLETE SF.T COPY OF SHIPPING DOCUMENT HAS BEEN SENT TO L/C APPLICANT WITH ATTN TO: SHIPPINC DEPT. WITHIN 7DAYS AFTER SHIPMENT.

          SHANGHAI OVERSEAS IMPORT AND EXPORT CO. , LTD.

               SHANGHAI, CHINA

                林秉忠

我国某外贸公司因向美国一家贸易商行出口一批货物，收到该贸易商行开出的以外贸公司为受益人的不可撤销的即期信用证，该信用证上载明：“数量共计3000箱，1至3月份分3批装运，每次装运1000箱，”其后，外贸公州于1月和2月，每月装运1000箱，银行亦分批议付了货款。第三批货物原定于3月25日装船运出，但由于台风登陆，该批货物延迟至4月1日才装船，当该外贸公司凭4月1日的装船提单向银行交单议付货款时，遭到银行的拒付，外贸公司以遇到台风、不可抗力为由提出抗辩。银行应如何处理?(  )

  A．银行完全有权拒收单据和拒绝付款

  B．银行可以付款，但要求外贸公司须提交有关“不可抗力”的证明

  C．银行可以付款，但条件是外贸公司提交有关“不可抗力”的证明并通知开证申请人美国贸易商行

  D．银行可以付款，但条件是必须经开证申请人的同意修改信用证并通知银行办理